What We Do | Wealthy Roots Financial

Retirement & Income Planning

Create income projections for retirement: we show what you can realistically expect.

Savings projections: check if you are on track to reach your goals in retirement and hold you accountable to your financial plan.

CPP & OAS guidance: ensure you make the right election at the right time.

Assist you in electing the pension option that fits you and your circumstances best.

Commute Pensions or Group RRSPs when you are ready to retire.

Coordinate with your accountant if requested: we can provide tax slips directly to your accounting firm to keep everything smooth and accurate.

Planning for retirement can feel overwhelming, but you don't have to do it alone. We help you see the full picture, anticipate your income, and make informed decisions so you can approach retirement with confidence.

Investment Mangement

Track performance and manage your investments to grow your nest egg leading up to and in retirement.

Personalized strategies based on your goals, risk tolerance and timeline.

Guidance through market ups and downs: helping you stay on course when markets get volatile.

Ongoing monitoring and adjustments: ensuring your investments remain aligned with your financial plan.

Clear reporting and explanations: you will always understand what is happening with your money.

Investing isn't just about numbers -- its about staying the course and making your money work for you. We guide your investments, monitor progress, and adjust as needed to help you achieve your financial goals with peace of mind.

Estate & Transition Planning

Assistance with estate planning to protect your loved ones and ensure your assets are distributed according to your wishes.

Tax-efficient strategies to help reduce taxes on your estate so more goes to your heirs.

Have conversations around Wills, POAs, and Health Directives

It’s imperative you put a plan in place to succeed with your goals and we know what it takes to get there. Every person has a unique journey and we want to customize the right plan.

Protection Solutions

We offer life insurance, mortgage insurance, critical illness and disability coverage.

We help you and your family stay financially protected in any situation by doing an analysis to tailor coverages that make sense for you.

We may never know what our future holds, but in the event a family member’s health or life has been compromised, it’s important to know your options to best protect you and your family from any unexpected financial burdens. Let us help you plan for your family's protection and find a cost-effective, custom insurance plan.